NZ Mortgages

About

The NZ mortgage broker reference directory

A working reference for borrowers in Aotearoa: FMA-licensed mortgage advisers, current rate movements from the major and second-tier lenders, and editorial guides to the New Zealand mortgage market.

Editorial scope

The directory covers New Zealand residential mortgage broking — first-home, refinance, top-up, construction, and investment lending across the main banks, second-tier lenders, and non-bank providers. Rate snapshots are tracked against Reserve Bank of New Zealand OCR movements; broker profiles are maintained against the Financial Service Providers Register (FSPR) and current Financial Markets Authority (FMA) licence status.

Listing standards

To be listed, an adviser must be registered on the FSPR, operating under a current FMA-issued Financial Advice Provider (FAP) licence, actively practising in NZ residential mortgage advice, and — where membership applies — in good standing with the Financial Advice New Zealand and Mortgage and Finance Association of NZ (MFANZ) member registers. Listings are reviewed against the FSPR and FMA disciplinary records and rotated as the regulated landscape changes.

Editorial team

Editorial team based in Aotearoa New Zealand. Where paid placement is ever introduced, it will be tagged inline and disclosed on this page before going live.

Regulatory note

The information on this site is general in nature and does not constitute financial advice under the Financial Markets Conduct Act 2013. For regulated advice tailored to your circumstances, contact one of the FSPR-registered advisers listed here.